Cottus Pulse – Last updated: July 2026
Welcome to Cottus Pulse, a financial software application operated by VectaFunds Holdings Ltd. ("Company," "we," "our," or "us"). These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and VectaFunds Holdings Ltd. governing your access to and use of the Cottus Pulse application (the "App") and all related services, features, tools, and content made available through the App.
Please read these Terms carefully before downloading, installing, or using the Cottus Pulse App. By accessing or using the App in any way, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety, including any future amendments. If you do not agree to any part of these Terms, you must immediately stop using the App and uninstall it from your device.
These Terms apply to all users of the App, including users who browse without registering, registered account holders, users who fund their accounts, and users who participate in any feature, program, or promotion offered through the App.
⚠️ IMPORTANT RISK NOTICE: Using Cottus Pulse involves significant financial risk. You may lose some or all of the funds you add to your account. Only use funds you can afford to risk. Past performance does not guarantee future results. Cottus Pulse does not provide financial advice.
To access and use Cottus Pulse, you must meet the following eligibility requirements at all times during your use of the App:
You must be at least 18 years of age or the legal age of majority in your jurisdiction, whichever is higher. Cottus Pulse does not permit use by minors under any circumstances. By using the App, you represent and warrant that you meet this age requirement. If we discover that a user is underage, we reserve the right to immediately suspend or permanently terminate their account without prior notice and without any obligation to refund any funds held in the account. We may also report underage users to relevant authorities where required by law.
Cottus Pulse is operated by VectaFunds Holdings Ltd., which is registered in the United Kingdom. You are solely responsible for ensuring that your use of Cottus Pulse is legal in your country, state, province, or jurisdiction. Financial software applications may be restricted or prohibited in certain regions. We make no representation that the App is appropriate or lawful for use in any specific jurisdiction outside of those where we actively operate. If you access the App from a jurisdiction where such use is prohibited, you do so at your own risk and are solely liable for any legal consequences that may result.
By agreeing to these Terms, you represent that you have the full legal capacity and authority to enter into this agreement and to comply with all obligations set out herein. If you are accessing the App on behalf of a business or legal entity, you represent that you have the authority to bind that entity to these Terms. If you lack the legal capacity to enter into a binding contract, you are not permitted to use the App.
Users from jurisdictions where financial software applications are prohibited or restricted are not permitted to use Cottus Pulse. It is your responsibility to determine whether your use of the App is compliant with local laws. We reserve the right to block access to users from certain jurisdictions at our sole discretion. If we determine that you are accessing the App from a prohibited jurisdiction, we may terminate your account and withhold any funds held in it pending legal review.
In order to access the full features of Cottus Pulse, you must register for an account by providing accurate, complete, and up-to-date information, including your full name, a valid email address, and a secure password. You agree that all information you provide during registration and at any subsequent time is truthful and accurate to the best of your knowledge. Providing false, misleading, or fraudulent registration information is a violation of these Terms and may result in immediate account termination, forfeiture of all funds, and referral to law enforcement authorities for potential prosecution.
You are solely responsible for maintaining the confidentiality and security of your account credentials, including your email address and password. You must not share your login details with any third party or allow any other person to access your account. You agree to notify us immediately if you become aware of any unauthorized access to or use of your account. We recommend that you enable any available security features, such as two-factor authentication, to further protect your account. We will not be liable for any loss or damage arising from your failure to protect your account credentials.
Each user is permitted to hold only one active Cottus Pulse account. Creating multiple accounts for any reason, including to circumvent bans, claim multiple bonuses, abuse the referral system, or exploit any promotional offer, is strictly prohibited and will result in the termination of all associated accounts and the forfeiture of any funds or rewards held within them. We reserve the right to investigate suspected duplicate accounts and to take appropriate action.
You agree to keep your account information current and accurate at all times. If your information changes, you must update your account profile promptly. Failure to maintain accurate information may result in withdrawal delays or account restrictions. We reserve the right to suspend accounts where information is found to be outdated, inaccurate, or inconsistent with identity verification documents submitted.
Accounts that remain inactive for an extended period may be subject to dormancy fees or eventual closure, subject to applicable law. We will make reasonable efforts to notify you before taking any action on an inactive account. Inactive accounts with a zero balance may be closed without prior notice.
Cottus Pulse provides users with access to a mobile financial software interface that allows participation in various financial activities. The App is designed to offer a fast, engaging, and accessible experience for both beginner and experienced users. The platform provides tools for market analysis, sentiment tracking, and financial engagement, all within a mobile-first environment.
Using Cottus Pulse involves significant financial risk. You acknowledge and accept that you may lose some or all of the funds you add to your Cottus Pulse account. Past performance, insights, or bonus structures are not indicators of future results. You should only use funds that you can afford to risk without affecting your financial stability. Cottus Pulse does not provide financial advice, and nothing within the App should be construed as a recommendation to make any specific financial decision. You are solely responsible for all decisions made using the App.
Cottus Pulse offers a demo account that allows users to practice with virtual funds before using real funds. The demo account is provided for educational and practice purposes only. Results obtained in the demo account do not reflect real market conditions and should not be used as a reliable indicator of performance in live scenarios. Virtual funds in the demo account hold no monetary value and cannot be withdrawn, transferred, or converted to real funds under any circumstances. We reserve the right to modify, limit, or discontinue the demo account at any time.
Cottus Pulse makes no guarantee of profit, returns, or financial gain of any kind. Any representation of potential earnings made by third parties, including affiliates, referrers, or unofficial promoters, does not constitute a promise or guarantee by VectaFunds Holdings Ltd. We are not responsible for any financial decisions made based on information provided by unauthorized parties. You should always conduct your own research and make independent decisions.
While we strive to provide continuous and uninterrupted service, we do not guarantee that the App will be available at all times. We may need to perform maintenance, updates, or address technical issues, which may result in temporary service interruptions. We will make reasonable efforts to notify users of planned maintenance in advance. We are not liable for any losses resulting from service interruptions, delays, or downtime.
Users may add funds to their Cottus Pulse accounts using the payment methods made available within the App, which currently include cryptocurrency transfers via USDT TRC-20. All additions must be made through the official channels provided in the App. We are not responsible for funds sent to incorrect wallet addresses or through unsupported payment methods. Minimum and maximum deposit limits may apply and are subject to change at our discretion. We reserve the right to refuse any funding request or to impose additional verification requirements at our sole discretion.
Withdrawal requests are processed in accordance with the procedures and timelines described within the App. We strive to process withdrawals as quickly as possible. However, withdrawal requests may be subject to review, verification, or delay in certain circumstances, including but not limited to pending identity verification, suspected fraudulent activity, technical issues, or regulatory requirements. We reserve the right to place temporary holds on withdrawals for security purposes. Withdrawal processing times may vary depending on network conditions and other factors outside our control.
We currently do not charge fees for processing withdrawal requests. However, third-party transaction fees such as blockchain network fees may apply when processing cryptocurrency withdrawals and are the sole responsibility of the user. Any applicable network fees will be deducted from the withdrawal amount. We reserve the right to introduce processing fees in the future, and users will be notified in advance of any such changes through the App and/or email.
New users are eligible to receive a 70% bonus on their first account funding, subject to the terms and conditions displayed within the App at the time of the transaction. Bonus funds may be subject to activity requirements or other conditions before they become eligible for withdrawal. We reserve the right to modify, suspend, or discontinue the first-time bonus offer at any time without prior notice. Bonus funds may be voided if the user fails to meet the applicable requirements within the specified timeframe.
Cottus Pulse may offer birthday rewards to verified account holders as a gesture of appreciation. Birthday rewards are subject to availability and may vary between users. We reserve the right to discontinue birthday rewards at any time and to determine the form and value of any reward offered. Birthday rewards are non-transferable and have no cash value unless credited to your account.
All bonuses, promotions, and reward credits offered through Cottus Pulse are subject to specific terms and conditions that will be communicated at the time of the offer. Abuse of bonus programs, including but not limited to claiming bonuses through multiple accounts, exploiting promotional loopholes, or withdrawing bonus funds before meeting applicable requirements, will result in the cancellation of the bonus and may result in account suspension. We reserve the right to investigate suspected bonus abuse and to take appropriate action.
Minimum withdrawal amounts may apply and are subject to change at our discretion. Current minimum withdrawal limits are displayed within the App. Withdrawals below the minimum threshold may be rejected or subject to additional fees. We recommend that users review the current withdrawal limits before making a withdrawal request.
Due to the nature of financial software and the irreversible nature of cryptocurrency transactions, all fund additions and withdrawals are final. We do not offer refunds for funds added to your account, regardless of whether they have been used or remain unused. If you believe a transaction was made in error, you may contact our support team, but we are not obligated to reverse any transaction. You are responsible for verifying all transaction details before confirming them.
In order to comply with applicable regulations and to protect the security and integrity of our platform, Cottus Pulse may require users to complete an identity verification process (Know Your Customer, or KYC) before certain features are unlocked. This may include the submission of a government-issued photo identification document, a selfie or live photo, proof of address, and other documents as deemed necessary. The KYC process is designed to prevent fraud, money laundering, and other illegal activities.
All documents submitted for KYC purposes must be genuine, valid, and belong to the account holder. Submission of forged, altered, or fraudulent documents is a serious violation of these Terms and may result in immediate permanent account termination, forfeiture of all funds, and referral to relevant law enforcement authorities for potential prosecution. We reserve the right to use third-party verification services to validate submitted documents.
Users who fail to complete required KYC verification within a reasonable timeframe may have their withdrawal privileges suspended until verification is successfully completed. We reserve the right to permanently restrict access to unverified accounts where there is reasonable suspicion of fraud or misrepresentation. In some cases, unverified accounts may be closed and remaining funds held pending verification or legal review.
All KYC documents submitted to us are processed securely and retained only for as long as required by applicable law. We implement strict access controls to ensure that only authorized personnel have access to your verification documents. Your documents will not be shared with third parties except as necessary for verification purposes or as required by law. For more information, please refer to our Privacy Policy.
Cottus Pulse provides free daily insights to registered users as a value-added service. These insights may include market analysis, sentiment indicators, educational content, and other information intended to support your understanding of financial markets. These insights are provided for informational and educational purposes only and do not constitute financial advice or a guarantee of outcomes.
Users who act on insights provided through the App do so entirely at their own risk. VectaFunds Holdings accepts no liability for any financial loss resulting from reliance on insights provided through the App or any associated communication channels. You should always conduct your own research and consult with qualified financial professionals before making any financial decisions.
While we strive to provide accurate and timely information, we do not guarantee the accuracy, completeness, or timeliness of any insights provided. Market data and sentiment indicators are subject to rapid change and may not reflect the most current market conditions. You are responsible for verifying any information before acting on it.
All educational content, insights, and materials provided through the App are the intellectual property of VectaFunds Holdings Ltd. or its licensors. You may not reproduce, distribute, modify, or create derivative works from any content provided through the App without our express written permission.
Cottus Pulse operates a referral program that allows registered users to earn rewards by inviting new users to join the platform using their unique referral code or link. Referral rewards are credited to your account when the referred user successfully registers and meets any applicable activity requirements as described within the App. The referral program is designed to reward users for helping to grow the Cottus Pulse community.
Referral rewards are subject to the specific terms communicated within the App at the time of participation. We reserve the right to modify, suspend, or permanently discontinue the referral program at any time and without prior notice. Any attempt to manipulate the referral program, including self-referrals, use of fake accounts, or any other fraudulent means, will result in disqualification from the program and termination of your account. All referral rewards are non-transferable and have no cash value unless credited to your account.
You may share your referral link through social media, messaging platforms, or other channels. However, you may not spam or engage in misleading advertising to promote your referral link. Use of abusive, deceptive, or illegal methods to solicit referrals is strictly prohibited and may result in account termination. We reserve the right to investigate suspected referral program abuse and to take appropriate action.
By using Cottus Pulse, you agree not to engage in any of the following prohibited activities:
Violation of Prohibited Conduct: We take violations of these Terms seriously. Engaging in prohibited conduct may result in immediate account suspension, permanent termination, forfeiture of funds, and referral to law enforcement authorities. We reserve the right to investigate any suspected violations and to take appropriate action.
All content, design, graphics, logos, trademarks, software code, and other materials contained within the Cottus Pulse App are the exclusive intellectual property of VectaFunds Holdings Ltd. or its licensors and are protected by applicable intellectual property laws. This includes but is not limited to the App's source code, visual design, user interface, branding elements, and associated documentation.
You are granted a limited, non-exclusive, non-transferable, revocable license to use the App solely for its intended personal use. This license is personal to you and may not be sublicensed, assigned, or transferred to any other person or entity without our express written permission. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the App without our express written permission.
The trademarks, service marks, and logos used in connection with Cottus Pulse are owned by VectaFunds Holdings Ltd. You may not use any of these marks without our prior written consent. All other trademarks and service marks are the property of their respective owners.
If you believe that any content on the App infringes your copyright, please contact us with a detailed description of the alleged infringement. We will investigate and take appropriate action, including removing infringing content where necessary.
⚠️ IMPORTANT LIMITATION: To the maximum extent permitted by applicable law, VectaFunds Holdings Ltd. and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses, loss of profits, loss of data, loss of goodwill, or service interruption, arising out of or in connection with your use of or inability to use the Cottus Pulse App, even if we have been advised of the possibility of such damages.
The App is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the App will be uninterrupted, error-free, secure, or free of viruses or other harmful components. You assume all risks associated with using the App.
We are not responsible for any financial losses incurred through your use of the App. You acknowledge that financial activities involve risk and that you are solely responsible for all decisions made using the App. We do not guarantee the accuracy or reliability of any information, insights, or data provided through the App. You should always seek professional financial advice before making any significant financial decisions.
We are not liable for any failure or delay in performance arising out of events beyond our reasonable control, including but not limited to natural disasters, acts of government, war, terrorism, strikes, technical failures, network disruptions, or other similar events.
In jurisdictions that do not allow the exclusion or limitation of liability for certain types of damages, our liability shall be limited to the maximum extent permitted by law. In such jurisdictions, our total liability shall not exceed the total amount of funds you have added to your account in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless VectaFunds Holdings Ltd. and its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to:
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims. You may not settle any claim covered by this indemnification without our prior written consent.
We reserve the right to suspend, restrict, or permanently terminate your account and access to the Cottus Pulse App at any time and without prior notice if we determine, in our sole discretion, that you have violated these Terms, engaged in fraudulent or abusive behavior, provided false information, or if we are required to do so by law or regulatory authority. Upon termination, your right to use the App ceases immediately. We may also terminate accounts that remain inactive for extended periods or where we have reasonable suspicion of unauthorized access.
You may terminate your account at any time by contacting our support team through the in-app support channel or via email at support@cottuspulse.com. Upon successful account deletion, your personal data will be handled in accordance with our Privacy Policy. Any remaining balance in your account at the time of termination will be handled in accordance with applicable law and our withdrawal policies.
Termination of your account does not affect any rights or obligations that accrued prior to termination. Any provisions of these Terms that by their nature should survive termination, including but not limited to intellectual property rights, limitation of liability, indemnification, and dispute resolution, shall continue to apply after termination. We reserve the right to retain certain data for compliance and legal purposes after termination.
If your account is terminated for cause due to violation of these Terms, fraudulent activity, or prohibited conduct, you may forfeit any funds held in your account. Funds may be used to offset any losses, damages, or expenses incurred by VectaFunds Holdings Ltd. as a result of your actions. We reserve the right to exercise our legal rights and remedies in such cases.
VectaFunds Holdings Ltd. reserves the right to update, modify, or replace these Terms of Service at any time at our sole discretion. When we make material changes to these Terms, we will update the "Last updated" date at the top of this document and, where appropriate, notify users through the App or via email.
It is your responsibility to review these Terms periodically. Your continued use of the App following the posting of any changes constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the App immediately and uninstall it from your device.
We may also make non-material changes to these Terms without notice, such as correcting typographical errors, clarifying language, or updating formatting. Such changes do not affect your rights or obligations under these Terms.
These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law principles. This choice of law applies to all aspects of your use of the App, including but not limited to contract, tort, and statutory claims.
Any disputes arising out of or in connection with these Terms or your use of the App shall first be attempted to be resolved through good-faith negotiation between the parties. If a dispute cannot be resolved through negotiation within a reasonable period (not exceeding 30 days), it shall be submitted to and finally resolved by binding arbitration under the rules of the London Court of International Arbitration (LCIA). The seat of arbitration shall be London, United Kingdom, and the arbitration shall be conducted in English.
You waive any right to participate in class action lawsuits or class-wide arbitration against VectaFunds Holdings Ltd. or any of its affiliates. All claims must be brought on an individual basis. This waiver applies to any dispute arising out of or relating to these Terms or your use of the App.
In the event of any dispute, each party shall bear its own legal fees and costs, except where otherwise required by applicable law. If we prevail in any legal action, we may be entitled to recover our reasonable legal fees and costs from you.
If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions of these Terms shall continue in full force and effect. The invalidity of any provision shall not affect the validity of the remaining provisions.
No waiver of any term or condition of these Terms shall be effective unless in writing and signed by an authorized representative of VectaFunds Holdings Ltd. Any failure or delay in enforcing any provision of these Terms shall not constitute a waiver of that provision or any other provision. Waiver of any breach shall not constitute a waiver of any subsequent breach.
These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by us within the App, constitute the entire agreement between you and VectaFunds Holdings Ltd. with respect to your use of Cottus Pulse and supersede all prior agreements, understandings, and representations relating to the same subject matter. In the event of any conflict between these Terms and any other document, these Terms shall prevail.
Any additional terms or conditions posted within the App in connection with specific features, promotions, or services are incorporated by reference into these Terms. You should review all terms and conditions applicable to any feature or promotion you participate in.
If you have any questions, concerns, or complaints regarding these Terms of Service or your use of the Cottus Pulse App, please contact us through the in-app support channel or via email at:
Email: support@cottuspulse.com
Company: VectaFunds Holdings Ltd.
Registered Address: 25 Bedford Square, London WC1B 3HH, United Kingdom
We are committed to addressing your concerns and will respond to your inquiry as quickly as possible. If you are not satisfied with our response, you may have the right to escalate your complaint to the appropriate regulatory authority in your jurisdiction.