Cottus Pulse – Last updated: July 2026
Welcome to Cottus Pulse. This Privacy Policy is provided by VectaFunds Holdings Ltd. ("Company," "we," "our," or "us") and applies to all users of the Cottus Pulse mobile financial software application (the "App") and any related services, features, content, or websites operated by VectaFunds Holdings Ltd.
By downloading, installing, accessing, or using the Cottus Pulse App, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with any part of this policy, you must discontinue use of the App immediately.
We are committed to protecting your personal information and your right to privacy. This policy explains in detail what information we collect, why we collect it, how it is used, how it is stored and protected, and what rights you have in relation to your data. We have designed this policy to be as transparent and comprehensive as possible, in accordance with applicable data protection laws including the UK GDPR, the Data Protection Act 2018, and other relevant regulations.
We encourage you to read this entire document carefully. If you have any questions or concerns about our privacy practices, please contact us through the in-app support channel or via email at support@cottuspulse.com.
We collect several types of information in connection with the operation of the Cottus Pulse App. The categories of information we may collect include, but are not limited to, the following:
When you create an account on Cottus Pulse, we collect personal details including your full name, email address, username, and an encrypted version of your password. This information is required to create and maintain your account and to identify you as a registered user of our platform. Without this information, we cannot provide you with access to the App's core features.
To comply with applicable financial regulations and to protect the integrity of our platform, we may request identity verification documents from users. This may include a government-issued identification document such as a national ID card, passport, or driver's license, as well as a selfie or live photo for facial verification purposes. Submission of KYC documents is required to unlock full account features including higher transaction limits and access to certain platform functionalities. We process this information in accordance with our legal obligations under anti-money laundering (AML) and counter-terrorist financing (CTF) regulations.
We collect and store information related to your activity on the platform, including but not limited to: funding history, withdrawal requests and history, activity history, portfolio balances, profit and loss records, bonus credits, referral earnings, and any other transactional data generated through your use of the App. This information is essential to the operation of the App and cannot be opted out of while you remain an active user. This data allows us to maintain accurate records of your account activity and to provide you with the services you have requested.
Cottus Pulse processes transactions using various payment methods, which may include cryptocurrency transactions (such as USDT TRC-20 deposits and withdrawals). We collect and store wallet addresses associated with your transactions, transaction amounts, timestamps, and transaction status. We do not store private keys or have access to your personal cryptocurrency wallets beyond the information you voluntarily provide during the deposit and withdrawal process. All transaction data is securely recorded and retained for compliance and operational purposes.
When you use the App, we may automatically collect certain technical information about your device and usage, including: device type and model, operating system version, unique device identifiers (such as Android ID or advertising ID), IP address, mobile network information, app version, crash logs and error reports, screen resolution, language settings, and general usage patterns within the App. This information helps us improve performance, diagnose issues, enhance your overall experience, and ensure the security and stability of the platform.
If you contact us through the in-app support channel, via email, or through any other communication method, we retain records of those communications. This may include your account details, the content of your message, attachments you send, timestamps of your communications, and our responses. This helps us track support history, resolve issues more effectively, and maintain a record of our interactions with you for quality and training purposes.
If you participate in our referral program, we collect information about the users you refer, including their registration status, activity levels, and any rewards earned through the referral. This information is used to calculate and credit your referral rewards accurately and to maintain the integrity of the referral program. We do not share your referral information with third parties except as necessary to administer the program.
We may collect general location information based on your IP address to help us understand the geographical distribution of our users and to comply with regional regulatory requirements. We do not collect precise GPS location data from your device. The location information we collect is used only for aggregate analytics and compliance purposes.
If you choose to use biometric authentication features such as fingerprint or facial recognition to access the App, this information is processed locally on your device and is not transmitted to or stored on our servers. We do not collect, store, or have access to your biometric data. The use of biometric authentication is entirely at your discretion and is governed by your device's security settings and your mobile operating system's privacy policies.
The information we collect is used strictly for the purposes described below. We do not use your data for any purpose that is incompatible with what is listed here without first obtaining your explicit consent.
We use your information for the following purposes:
Important Note: We process your personal data only for the specific purposes set out above. We do not use your data for automated decision-making or profiling that significantly affects you, except where necessary for fraud detection and prevention, which is conducted in accordance with applicable law.
Where applicable under data protection law, we process your personal data on the following legal bases:
| Legal Basis | Description | Examples of Processing Activities |
|---|---|---|
| Performance of a Contract | Processing is necessary for the performance of the contract between you and VectaFunds Holdings Ltd. | Creating and managing your account, processing your transactions, providing customer support, and enabling you to use the App's core features. |
| Compliance with Legal Obligations | Processing is necessary to comply with our legal obligations under UK and international law. | Identity verification (KYC), anti-money laundering (AML) checks, regulatory reporting, and responding to lawful requests from authorities. |
| Legitimate Interests | Processing is necessary for our legitimate business interests, provided that these interests are not overridden by your rights and interests. | Fraud detection and prevention, platform security, service improvement through analytics, and direct marketing (where you have not opted out). |
| Consent | Processing is based on your explicit consent, which you may withdraw at any time. | Marketing communications, optional features, and any other processing where we have obtained your specific consent. |
You have the right to withdraw your consent at any time where processing is based on consent. Withdrawal of consent will not affect the lawfulness of processing based on consent before its withdrawal.
We take the security of your personal data very seriously. We employ industry-standard technical, organizational, and administrative measures to protect your information from unauthorized access, disclosure, alteration, or destruction.
Your data is stored on secure cloud infrastructure provided by trusted third-party service providers. These providers maintain comprehensive security certifications and employ state-of-the-art security measures, including encryption for data in transit and at rest, access controls, and continuous security monitoring. All data transmitted between the Cottus Pulse App and our servers is encrypted using industry-standard secure communication protocols (TLS/SSL).
We implement the following security measures to protect your data:
Important Note: While we take every reasonable precaution to protect your information, no method of electronic data storage or transmission over the internet is completely secure. We cannot guarantee absolute security of your data and recommend that users take their own precautions, including using strong passwords, enabling two-factor authentication, and never sharing account credentials with anyone. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.
We retain your personal data for as long as your account remains active or as required by applicable law. If you request account deletion, we will delete or anonymize your personal data within a reasonable timeframe, except where retention is required by law or for legitimate business purposes such as resolving disputes, preventing fraud, or complying with regulatory record-keeping requirements. We may retain certain data in anonymized form for analytical purposes.
The data retention periods we apply are based on the following criteria:
Cottus Pulse relies on a limited number of trusted third-party service providers to deliver certain features of the App. These providers are carefully selected and are only permitted to process your data in accordance with our instructions and applicable data protection law. We require all third-party providers to implement appropriate security measures to protect your data and to process it only for the specific purposes we have defined.
The third-party services we currently use include:
| Service Provider | Purpose | Data Processed |
|---|---|---|
| Cloud Infrastructure Provider | Data storage, user authentication, database management, and cloud functions | All account data, KYC documents, transaction history, device information, and usage analytics |
| Email Delivery Service | Delivery of transactional emails including password resets, account notifications, and support communications | Email address, account details, notification preferences |
| Analytics Services | App performance monitoring, crash reporting, and usage analytics | Device information, app version, usage patterns, crash logs (anonymized) |
We do not integrate with advertising networks, data brokers, or any third party whose primary purpose is to collect and monetize user data. We do not share your personal information with third parties for their own marketing purposes.
Each of these providers operates under their own privacy policies and security standards, which we encourage you to review independently. We have entered into data processing agreements with each provider to ensure they comply with applicable data protection laws and to ensure that your data is processed only in accordance with our instructions.
For more information about the third-party services we use, please contact us through the in-app support channel.
We do not sell, rent, trade, or otherwise transfer your personal information to any third party for commercial purposes. We consider your personal data to be confidential and we do not share it with third parties except in the following limited circumstances:
We do not share your personal data with any other users of the App without your explicit consent, except as necessary to facilitate transactions you have initiated (such as displaying your username in connection with a referral).
The Cottus Pulse mobile application does not use browser cookies, as these are not applicable in a mobile app environment. However, certain analytics and crash reporting tools embedded in the App may collect anonymized usage data to help us understand how the App is being used and to identify and fix technical issues. No personally identifiable information is collected through these tracking mechanisms without your knowledge.
We may also use in-app tracking to record user interactions with specific features and to measure the effectiveness of our services. This information is aggregated and anonymized and does not identify you personally. We do not use tracking technologies for targeted advertising or cross-app tracking.
You can control certain aspects of data collection through your device settings, such as limiting ad tracking or disabling analytics collection where available. However, please note that disabling certain tracking may affect the performance and user experience of the App.
Depending on your location and applicable law, you may have the following rights with respect to your personal data. We are committed to facilitating the exercise of these rights and will respond to all valid requests in a timely manner.
| Right | Description | How to Exercise |
|---|---|---|
| Right to Access | You have the right to request access to the personal information we hold about you, including confirmation of what data we process and the purposes of processing. | Contact us through the in-app support channel |
| Right to Rectification | You have the right to request correction of inaccurate or incomplete data we hold about you. | Contact us through the in-app support channel |
| Right to Erasure | You have the right to request deletion of your personal data, subject to our legal retention obligations. | Contact us through the in-app support channel |
| Right to Restrict Processing | You have the right to request restriction of processing of your personal data in certain circumstances. | Contact us through the in-app support channel |
| Right to Object | You have the right to object to certain types of processing, including processing based on legitimate interests or for direct marketing. | Contact us through the in-app support channel |
| Right to Data Portability | You have the right to receive your personal data in a structured, machine-readable format and to transmit it to another controller. | Contact us through the in-app support channel |
| Right to Withdraw Consent | You have the right to withdraw your consent at any time where processing is based on consent. | Contact us through the in-app support channel |
| Right to Complain | You have the right to lodge a complaint with a supervisory authority if you believe your data protection rights have been violated. | Contact your local data protection authority |
To exercise any of these rights, please contact us through the in-app support channel or via email at support@cottuspulse.com. We will respond to all valid requests within a reasonable timeframe and in accordance with applicable law. We may need to verify your identity before processing your request to ensure the security of your data.
We will generally respond to your request within 30 days of receiving it. If we need additional time to process your request, we will inform you of the delay and provide an estimated timeframe for completion. We may charge a reasonable fee for handling requests that are manifestly unfounded, repetitive, or excessive.
Cottus Pulse is strictly intended for individuals who are 18 years of age or older. We do not knowingly collect personal information from anyone under the age of 18. If you are under 18 years of age, you are not permitted to use the App and must not submit any personal information to us.
We take children's privacy seriously and comply with applicable laws regarding the collection of personal information from minors, including the Children's Online Privacy Protection Act (COPPA) in the United States and similar laws in other jurisdictions.
If we become aware that a minor under the age of 18 has registered an account or submitted personal information to us, we will take immediate steps to:
If you believe a minor under the age of 18 has accessed or used our App, please contact us immediately through the in-app support channel or via email at support@cottuspulse.com so that we can take appropriate action.
Cottus Pulse is operated by VectaFunds Holdings Ltd., which is registered in the United Kingdom, and is available to users internationally. By using the App, you acknowledge that your data may be transferred to and processed in countries outside your own, including countries that may not provide the same level of data protection as your home country.
We take appropriate safeguards to ensure your data remains protected regardless of where it is processed. These safeguards include:
We strive to provide consistent protection for your personal data regardless of where it is processed. If you have any concerns about the international transfer of your data, please contact us through the in-app support channel.
If you are a resident of California, you have additional rights under the California Consumer Privacy Act (CCPA). These rights include:
To exercise your CCPA rights, please contact us through the in-app support channel. We will respond to your request within 45 days as required by law. We do not sell or share your personal information with third parties for cross-context behavioral advertising or any other commercial purpose.
We reserve the right to update or modify this Privacy Policy at any time to reflect changes in our practices, legal requirements, or operational needs. When we make changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify users through the App or via email.
We encourage you to review this policy periodically to stay informed about how we are protecting your information. Your continued use of the App following any changes constitutes your acceptance of the updated policy. If we make material changes to this policy, we will provide prominent notice to you, including by:
We recommend that you review this policy regularly to ensure you are aware of any changes. The most current version of this policy will always be available within the App and on our website.
If you have any questions, concerns, or requests regarding this Privacy Policy or the way we handle your personal data, please contact us through the in-app support channel. We are committed to addressing your concerns and will respond to your inquiry as quickly as possible.
Contact Information:
We take your privacy seriously and will investigate any complaints or concerns you may have. If you are not satisfied with our response to your privacy concerns, you have the right to lodge a complaint with your local data protection authority.